Market USA Federal Credit Union Credit Card Rates

How Market USA Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Baltimore, MD, where Market USA Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
Market USA Federal Credit Union
– –
No ongoing APR published
Lowest rate
APG Federal Credit Union
7.00%APR
APG Federal Credit Union rates
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
Freedom Federal Credit Union rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Credit Builder Secured Visa

Membership required. No credit score required. Available credit secured by funds in your Market USA savings account ($200 - $5,000 credit line). Variable APR based on Prime Rate plus margin between 6.00% - 16.00% based on credit history. 25-day grace period on purchases.

Applies to	APR	Annual fee	Conditions
Ongoing	16.49%–18.00%	None	Standard variable APR for purchases, cash advances, and balance transfers. 6-month introductory rate is N/A. Margin between 6.00% - 16.00% added to the highest Prime Rate. No annual fee, cash advance fee, or balance transfer fee.

Sources (3)

All captured Oct 15, 2026

Visa Platinum

Membership required. Variable APR is based on the Prime Rate plus a margin between 6.00% - 16.00% based on credit history. Maximum credit line up to $20,000. 25-day grace period on purchases.

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	None	Introductory APR of 0.00% for the first 6 months for purchases and cash advances. No annual fee, cash advance fee, or balance transfer fee.
Ongoing	13.00%–18.00%	None	Standard variable APR for purchases after the 6-month introductory period. Margin between 6.00% - 16.00% added to the highest Prime Rate. No annual fee.

Sources (2)

All captured Oct 22, 2026

Visa Platinum Rewards

Membership required. Variable APR is based on the Prime Rate plus a margin between 6.00% - 16.00% based on credit history. Maximum credit line up to $20,000. 25-day grace period on purchases.

Applies to	APR	Annual fee	Conditions
Intro, 6 months	0.00%	None	Introductory APR of 0.00% for the first 6 months for purchases and cash advances. No annual fee, cash advance fee, or balance transfer fee.
Ongoing	14.00%–18.00%	None	Standard variable APR for purchases after the 6-month introductory period. Margin between 6.00% - 16.00% added to the highest Prime Rate. No annual fee.

Sources (3)

All captured Oct 22, 2026

Who can join Market USA Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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