Credit union · NCUA insured
Marin County Federal Credit Union CD Rates
Marin County Federal Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Marin County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Marin County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Marin County Federal Credit Union
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $375
Certificates
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Marin County Federal Credit Union CD score
73
CD score
Higher than 33% of U.S. banks and credit unions
- 3–8 months3–8 mo3.00%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo2.55%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marin County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.75%APY · 6 terms
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | 2.00% | — | 2.00% | $50 |
| 6 months | 3.00% | — | — | 3.00% | $149 |
| 12 months | 3.75% | — | — | 3.75% | $375 |
| 18 months | 3.25% | — | — | 3.25% | $491 |
| 24 months | 2.50% | — | — | 2.50% | $506 |
| 36 months | — | — | 2.55% | 2.55% | $785 |
Sources (1)
- marincu.org/rates/certificates-ira-rates · captured Sep 16, 2026
Special-purpose accounts
IRA Certificates
Up to 3.75%APY · 6 terms
| Term | APY · $1,000 and up | APY · $5,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | — | 2.00% | — | 2.00% | $50 |
| 6 months | 3.00% | — | — | 3.00% | $149 |
| 12 months | 3.75% | — | — | 3.75% | $375 |
| 18 months | 3.25% | — | — | 3.25% | $491 |
| 24 months | 2.50% | — | — | 2.50% | $506 |
| 36 months | — | — | 2.55% | 2.55% | $785 |
Sources (1)
- marincu.org/rates/certificates-ira-rates · captured Sep 16, 2026
Who can join Marin County Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.