Bank · FDIC insured
Malaga Bank
A $1.4B bank headquartered in Palos Verdes Peninsula, CA, with 5 branches in California. Best rates: CDs 4.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.50%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Malaga Bank
Opened in 1985, Malaga Bank specializes in apartment, commercial, and investment real estate financing in Southern California.
- Headquarters
- 2514 Via Tejon, Palos Verdes Peninsula, CA 90274
- FDIC certificate
- 32282 ↗
Branches
5 branches in California
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California
5 branches
Torrance area · 2
- Torrance Branch25700 Crenshaw Blvd, Torrance, CA 90505Directions
- Torrance Skypark Branch23670 Hawthorne Blvd Ste 101a, Torrance, CA 90505Directions
Palos Verdes Peninsula area · 1
- Malaga Bank F.S.B.Main office2514 Via Tejon, Palos Verdes Peninsula, CA 90274Directions
Rolling Hills Estates area · 1
- Rolling Hills Estates Branch27450 Hawthorne Blvd, Rolling Hills Estates, CA 90274Directions
San Pedro area · 1
- San Pedro Branch1460 W 25th St, San Pedro, CA 90732Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.76% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.69% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $132 | $88 | — |
- CapitalLeverage ratio16.76%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.69%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$132Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Malaga Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.