Credit union · NCUA insured
Maine State Credit Union Auto Loan Rates
Maine State Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Maine State Credit Union’s auto loan rates compare
Compared with banks and credit unions near Augusta, ME, where Maine State Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Maine State Credit Union
4.99%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Trademark Federal Credit Union
4.09%APR
- Terms
- —
2nd-lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
Maine State Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Maine State Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rate shown is 'as low as' rate determined by credit and collateral qualifications. Subject to membership eligibility and credit and underwriting approval. Available for new, used, or refinanced vehicles with no down payment required.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.24% | No down payment required. |
| up to 36 months | 4.49% | No down payment required. |
| up to 48 months | 4.74% | No down payment required. |
| up to 60 months | 4.99% | No down payment required. |
| up to 72 months | 5.24% | No down payment required. |
| up to 84 months | 6.24% | No down payment required. |
Sources (1)
- mainestatecu.org/loans-lines/vehicle-loans · captured Oct 15, 2026
Who can join Maine State Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.