Credit union · NCUA insured
Machinists-Boilermakers Federal Credit Union Savings Rates
Machinists-Boilermakers Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its High Yield Shares. Rates checked October 22, 2026.
How Machinists-Boilermakers Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, OR-WA, where Machinists-Boilermakers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Machinists-Boilermakers Federal Credit Union
0.10%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $10
High Yield Shares
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Machinists-Boilermakers Federal Credit Union savings score
63
Savings score
Higher than 9% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Machinists-Boilermakers Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Shares
0.10%APY
Dividends are compounded quarterly and computed using the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and up$5,000.00 minimum daily balance required to earn interest ($3,000.00 listed in Truth-in-Savings policy).$5,000 and up | 0.10% | $10 | $5,000.00 minimum daily balance required to earn interest ($3,000.00 listed in Truth-in-Savings policy). |
Sources (3)
All captured Sep 15, 2026
Regular Shares
0.05%APY
Dividends are compounded quarterly and computed using the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum deposit of $25.00 required to open and maintain membership share. Minimum balance to earn dividends is $25.00 per share account disclosure ($100.00 in Truth-in-Savings policy).$25 and up | 0.05% | $5 | Minimum deposit of $25.00 required to open and maintain membership share. Minimum balance to earn dividends is $25.00 per share account disclosure ($100.00 in Truth-in-Savings policy). |
Sources (3)
All captured Sep 15, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Dividends are compounded and posted quarterly. Withdrawals are prohibited; account balance is automatically transferred into Regular Share Savings on November 1st each year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upNo minimum opening balance required. Minimum balance to earn dividend is $5.00 per Truth-in-Savings disclosure. Early account closure has no penalty.$5 and up | 0.25% | $25 | No minimum opening balance required. Minimum balance to earn dividend is $5.00 per Truth-in-Savings disclosure. Early account closure has no penalty. |
Sources (3)
All captured Sep 15, 2026
IRA
0.25%APY
Dividends compound quarterly and are computed using the daily balance method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends.Any balance | 0.25% | $25 | No minimum balance required to earn dividends. |
Sources (2)
All captured Sep 15, 2026
Who can join Machinists-Boilermakers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- All members and locals of Machinists District Lodge W24 and St. Ignatius Parish are eligible for membership.
- Employees who work under the direction of Machinists District Lodge W24 or St. Ignatius Parish are eligible for membership.
- Retired persons from qualifying employment (under Machinists District Lodge W24 or St. Ignatius Parish) are eligible for membership.
Family and household
- Any relative by blood or marriage of the primary member is eligible for membership.
Membership information collected October 4, 2026.