M-O Federal Credit Union Auto Loan Rates

How M-O Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Huron, SD, where M-O Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

Auto loan score

Higher than 14% of U.S. banks and credit unions

By vehicle

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

Where M-O Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Terms	APR	Conditions
—	6.15%	Rate based on creditworthiness and term of loan.

Sources (1)

This may be incomplete or out of date, so check with the credit union before you apply.

All county agricultural agencies who work in or are supervised from Beadle County, SD are eligible for membership.
Government and postal employees who work in or are supervised from Beadle County, South Dakota are eligible for membership.
Persons retired receiving a pension or annuity from the qualifying employment are eligible for membership.
Entities under contract with the United States Government who work in or are supervised from Beadle County, SD are eligible for membership.

Immediate and extended family members (any relative natural or through marriage/adoption, including spouse, child/stepchild, sibling/stepsibling, parent/stepparent, grandparent, grandchild, and in-laws) of members are eligible to join.
Persons living in the household/same residence maintaining a single economic unit with an eligible member are eligible to join.

1 more way to join

Membership information collected October 4, 2026.