Long Beach Firemen's Credit Union Auto Loan Rates

How Long Beach Firemen's Credit Union’s auto loan rates compare

Compared with banks and credit unions near Los Angeles, CA, where Long Beach Firemen's Credit Union has the most branches. New vehicle, lowest advertised APR first.

This credit union’s lowest
Long Beach Firemen's Credit Union
4.25%APR
Terms
up to 60 months
Discount
None included
New Vehicle Loan
Lowest rate
Downey Federal Credit Union
3.49%APR
Terms
—
Discount
None included
Downey Federal Credit Union rates
2nd-lowest rate
United Catholics Federal CU
3.75%APR
Terms
up to 84 months
Discount
Included in the rate
United Catholics Federal CU rates

Compare auto loan rates near you →

Auto loan score

Higher than 91% of U.S. banks and credit unions

By vehicle

New vehicleNew4.25%
Used vehicleUsed4.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Long Beach Firemen's Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

New Motorcycles

Maximum financing for motorcycles is $50,000. LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer. Terms up to 60 months for loans over $15,000, terms up to 48 months for loans under $15,000.

Terms	APR	Conditions
up to 48 months	6.45%	Monthly Payment per $1,000 borrowed: $23.70. LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer. Terms up to 48 months for loans under $15,000. Maximum financing for motorcycles is $50,000.
up to 60 months	6.45%	Monthly Payment per $1,000 borrowed: $19.55. LBFCU will finance up to 80% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer. Terms up to 60 months for loans over $15,000. Maximum financing for motorcycles is $50,000.

Sources (1)

lbfcu.org/Rates/Consumer-Loan-Rates · captured Oct 7, 2026

New Vehicle Loan

Up to 100% financing, terms up to 84 months, and no pre-payment fees. LBFCU finances up to 90% of purchase price without payroll deduction or file transfer, up to 100% purchase price with payroll deduction or file transfer. Total amount includes tax, license, and extended warranty.

Terms	APR	Conditions
up to 36 months	3.25%	Monthly payment per $1,000 borrowed is $29.20. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 48 months	3.50%	Monthly payment per $1,000 borrowed is $22.36. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 60 months	4.25%	Monthly payment per $1,000 borrowed is $18.53. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 72 months	4.50%	Monthly payment per $1,000 borrowed is $15.88. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 84 months	5.50%	Monthly payment per $1,000 borrowed is $14.38. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.

Sources (2)

All captured Oct 7, 2026

Used Motorcycles

Maximum financing for motorcycles is $40,000. LBFCU will finance up to 80% of value without payroll deduction or file transfer, up to 100% of value with payroll deduction or file transfer. Terms up to 60 months for loans over $10,000, terms up to 48 months for loans under $10,000. Used motorcycles are valued using NADA guides.

Terms	APR	Conditions
up to 48 months	6.75%	Monthly Payment per $1,000 borrowed: $23.84. LBFCU will finance up to 80% of value without payroll deduction or file transfer, up to 100% of value with payroll deduction or file transfer. Terms up to 48 months for loans under $10,000. Maximum financing for motorcycles is $40,000. Used motorcycles are valued using NADA guides.
up to 60 months	6.75%	Monthly Payment per $1,000 borrowed: $19.69. LBFCU will finance up to 80% of value without payroll deduction or file transfer, up to 100% of value with payroll deduction or file transfer. Terms up to 60 months for loans over $10,000. Maximum financing for motorcycles is $40,000. Used motorcycles are valued using NADA guides.

Sources (1)

lbfcu.org/Rates/Consumer-Loan-Rates · captured Oct 7, 2026

Used Vehicle Loan

Up to 100% financing, terms up to 84 months, and no pre-payment fees. LBFCU finances up to 90% of value without payroll deduction or file transfer, up to 100% value with payroll deduction or file transfer. Total amount includes purchase price plus tax and license for dealer purchased vehicles; private party purchases exclude tax and license. Used vehicles are valued using Kelly Blue Book or NADA guides.

Terms	APR	Conditions
up to 36 months	3.50%	Monthly payment per $1,000 borrowed is $29.31. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 48 months	4.00%	Monthly payment per $1,000 borrowed is $22.58. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 60 months	4.50%	Monthly payment per $1,000 borrowed is $18.65. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 72 months	5.25%	Monthly payment per $1,000 borrowed is $16.23. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.
up to 84 months	6.25%	Monthly payment per $1,000 borrowed is $14.73. Up to 90% financing without payroll deduction or file transfer, up to 100% with payroll deduction or file transfer.

Sources (2)

All captured Oct 7, 2026

Who can join Long Beach Firemen's Credit Union

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