Credit union · NCUA insured
Logix Federal Credit Union Auto Loan Rates
Logix Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 3.99% for a used one. Rates checked October 16, 2026.
How Logix Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Logix Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Logix Federal Credit Union
4.74%APR
- Terms
- —
- Discount
- Included in the rate
Electric Vehicle Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Logix Federal Credit Union auto loan score
87
Auto loan score
Higher than 79% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed3.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Logix Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinancing
Logix membership required. Available in AZ, CA, DC, MA, MD, ME, NH, NV, VA. Rates as low as include 1% discount for AutoPay and 0.75% discount for qualifying payroll direct deposit. Maximum APR 17.99%. 125% financing available for no-cash-out refinances from another institution.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 3.99%–5.24% | Used Auto refinance rates: 36 mos 3.99%, 48 mos 4.24%, 60 mos 4.49%, 72 mos 4.74%, 84 mos 5.24%. |
Sources (1)
- logixbanking.com/loans/vehicle-loans/refinancing · captured Oct 16, 2026
Electric Vehicle Loans
Logix membership required. Available in AZ, CA, DC, MA, MD, ME, NH, NV, and VA. Up to 125% financing. Franchised dealerships or private parties only. Maximum 17.99% APR. Covers new or used electric vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.74% | As low as APR includes 1% discount for Automatic Payment (AutoPay); rates subject to increase if AutoPay is discontinued. On approved credit for purchases and refinances from another institution. Maximum 17.99% APR. Additional rate and financing conditions apply for loans $200,000 and greater. |
Sources (2)
All captured Oct 6, 2026
New Car Loans
Logix membership required. Available in AZ, CA, DC, MA, MD, ME, NH, NV, VA. Rates as low as include 1% discount for AutoPay and 0.75% discount for qualifying payroll direct deposit. Maximum APR 17.99%. New Auto means current/prior model year with less than 10,000 miles.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 3.24%–4.99% | Rates vary by term: 36 mos 3.24%, 48 mos 3.74%, 60 mos 3.99%, 72 mos 4.24%, 84 mos 4.99%. |
Sources (1)
- logixbanking.com/loans/vehicle-loans/new-car · captured Oct 16, 2026
Powersports Vehicle Loans
Logix membership required. Available in AZ, CA, DC, MA, MD, ME, NH, NV, and VA. Maximum 17.99% APR. Financing up to 90% MSRP (new) or NADA retail value (used). Motorcycles with 100,000 miles or more incur a 2% rate increase and maximum term is 48 months (maximum 150,000 miles allowed). Franchised dealerships or private parties only. Deductible not to exceed $1,000 naming Logix as loss-payee.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.24% | As low as APR on approved credit on vehicle purchases and refinances from another institution, includes 1% discount for Automatic Payment (AutoPay); rates subject to increase if AutoPay is discontinued. Maximum 17.99% APR. Term limits based on amount borrowed. |
Sources (3)
- logixbanking.com/terms-and-conditions/vehicle-loans
- logixbanking.com/loans/vehicle-loans
- logixbanking.com/loans/vehicle-loans/powersports
All captured Oct 6, 2026
Used Car Loans
Logix membership required. Available in AZ, CA, DC, MA, MD, ME, NH, NV, VA. Rates as low as include 1% discount for AutoPay and 0.75% discount for qualifying payroll direct deposit. Maximum APR 17.99%. Used Auto means current/prior model year with 10,000+ miles or any earlier model year. Vehicles with 100,000+ miles incur a 2% rate increase and maximum term of 48 months.
| Terms | APR | Conditions |
|---|---|---|
| 36–84 months | 3.99%–5.24% | Rates vary by term: 36 mos 3.99%, 48 mos 4.24%, 60 mos 4.49%, 72 mos 4.74%, 84 mos 5.24%. |
Sources (1)
- logixbanking.com/loans/vehicle-loans/used-car · captured Oct 16, 2026
Who can join Logix Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Residents of AZ, CA, MA, MD, ME, NH, NV, or VA can qualify for membership by joining the American Consumer Council at no cost.
Employers and groups
- Residents of AZ, CA, MA, MD, ME, NH, NV, or VA who are employees or retirees of Logix sponsor companies, groups, and associations are eligible for membership.
Family and household
- Residents of AZ, CA, MA, MD, ME, NH, NV, or VA who are family members of a current member by blood, marriage, or shared residence are eligible for membership.
Other ways
- Residents of AZ, CA, MA, MD, ME, NH, NV, or VA can qualify for membership by joining the Moorpark College Friends of the Foundation at no cost.
Cost to join
- Opening a membership share/Main Savings account requires a minimum deposit of $5.
Membership information collected October 5, 2026.