Credit union · NCUA insured
Locomotive & Control Employees Federal Credit Union Auto Loan Rates
Locomotive & Control Employees Federal Credit Union auto loans start at 5.25% for a used one. Rates checked October 16, 2026.
How Locomotive & Control Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Erie, PA, where Locomotive & Control Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Locomotive & Control Employees Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Americo FCU
4.49%APR
- Terms
- up to 60 months
2nd-lowest rate
Tri State Rail Federal Credit Union
4.49%APR
- Terms
- 49–60 months
Locomotive & Control Employees Federal Credit Union auto loan score
74
Auto loan score
Higher than 37% of U.S. banks and credit unions
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Locomotive & Control Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle Loan
Maximum term 7 years. Fixed monthly interest rate. Maximum amount financed is MSRP plus tax, title, document fees, and disability fees. A dealer's invoice is required for all new vehicles. Subject to credit approval; certain restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.50% | Rates as low as 4.50% APR for 36 month term. Subject to credit approval. |
Sources (2)
All captured Oct 16, 2026
Used Vehicle Loan
Fixed monthly interest rate. Maximum amount financed is 100% of retail value in NADA. A dealer's invoice is required for all used vehicles purchased from the dealer. Subject to credit approval; certain restrictions may apply.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | Rates as low as 5.25% APR. |
Sources (2)
All captured Oct 16, 2026
Who can join Locomotive & Control Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees and retired employees of General Electric Co., and employees of Wabtec Corporation, Erie Cotton Products, Presque Isle Rehabilitation & Nursing, and Dusckas, Dusckas-Martin and Edward J. Garr funeral homes.
Family and household
- Membership is open to immediate family members including spouse, children, step-children, parents, sisters, brothers, grandparents, and grandchildren.
Cost to join
- A minimum balance share deposit of $5.00 is required in a primary share account.
Membership information collected October 5, 2026.