Credit union · NCUA insured
Local ATU 1181-1061
A $18.5M credit union headquartered in Valley Stream, NY, with 3,169 members and 1 branch in New York. Best rates: savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings710.25%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Local ATU 1181-1061
- Headquarters
- 20 N Central Ave Fl 3, Valley Stream, NY 11580
- NCUA charter
- 21831
Branches
1 branch in New York
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New York
1 branch
- Transit Federal Credit UnionMain office20 N Central Ave, Fl 3, Valley Stream, NY 11580Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.00% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.87% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $12 | $59 | — |
- CapitalNet worth ratio10.00%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.87%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$12Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Local ATU 1181-1061 are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.