Credit union · NCUA insured
LM Federal Credit Union Credit Card Rates
LM Federal Credit Union credit cards start at 12.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How LM Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Baltimore, MD, where LM Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
LM Federal Credit Union
12.90%APR
Visa Platinum Credit Card
Lowest rate
APG Federal Credit Union
7.00%APR
2nd-lowest rate
Freedom Federal Credit Union
7.00%APR
LM Federal Credit Union credit card score
67
Credit card score
Higher than 20% of U.S. banks and credit unions
- Purchase APRPurchase APR12.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where LM Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
No annual fee. Variable APR with maximum rate of 18.0%. Lowest rates assume FICO score 730+; credit limits from $300 up to $20,000. Balance transfer fee of 2% ($2 minimum) applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.65% | None | Without Card Rewards program. Variable ongoing rate as low as Prime + 5.9% (maximum 18.0% APR). Assumes FICO score of 730+. Credit limits from $300 up to $20,000. Minimum payment is 2% of balance or $25. |
| Ongoing | 14.65% | None | With Card Rewards program. Variable ongoing rate as low as Prime + 7.9% (maximum 18.0% APR). Assumes FICO score of 730+. Credit limits from $300 up to $20,000. Minimum payment is 2% of balance or $25. |
| Intro, 24 months | 3.99% | None | Credit Card Balance Transfer Offer: 3.99% APR for 24 months. Restrictions apply. A low 2% balance transfer fee applies ($2 minimum). Assumes FICO score of 730+. |
Who can join LM Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.