Credit union · NCUA insured
Little Rock Fire Department FCU Auto Loan Rates
Little Rock Fire Department FCU auto loans start at 5.75% APR for a new vehicle and 6.10% for a used one. Rates checked October 22, 2026.
How Little Rock Fire Department FCU’s auto loan rates compare
Compared with banks and credit unions near Little Rock, AR, where Little Rock Fire Department FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Little Rock Fire Department FCU
5.75%APR
- Terms
- 49–60 months
- Discount
- None included
New Auto Loans
Lowest rate
Telcoe Federal Credit Union
3.74%APR
- Terms
- up to 84 months
- Discount
- None included
2nd-lowest rate
Orion Financial
3.95%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Little Rock Fire Department FCU auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew5.75%
- Used vehicleUsed6.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Little Rock Fire Department FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
* Plus up to $1500.00 for sales tax. * Will finance 100% of Sticker
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.90% | — |
| 37–42 months | 5.15% | — |
| 43–48 months | 5.45% | — |
| 49–60 months | 5.75% | — |
| 61–72 months | 6.10% | — |
| 73–84 months | 7.50% | — |
Sources (1)
- lrfdfcu.virtualcu.net/rates · captured Oct 9, 2026
Used Auto Loans
* We will finance 100% of finance value as listed in Credit Union Black book. When Black book Cannot be used the Credit Union will Use NADA. Com * Plus up to $1000.00 for sales tax. * The Credit Union will not finance a salvage vehicle or rebuilt vehicles. (For terms contact Credit Union).
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.30% | Model years 2015-2019 |
| up to 48 months | 7.30% | Model years 2015 – 2019 |
| up to 48 months | 6.10% | Model year 2020 |
| up to 54 months | 6.10% | Model year 2023 |
| up to 60 months | 6.10% | Model year 2024 |
| up to 66 months | 6.10% | Model year 2025 |
| up to 72 months | 6.10% | Model year 2026 |
Sources (1)
- lrfdfcu.virtualcu.net/rates · captured Oct 9, 2026
Who can join Little Rock Fire Department FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.