Credit union · NCUA insured
Lighthouse Credit Union Credit Card Rates
Top CarrotLighthouse Credit Union credit cards start at 12.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Lighthouse Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Lighthouse Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Lighthouse Credit Union
12.74%APR
- Up to
- —
Lighthouse Anchor Visa Card
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Lighthouse Credit Union credit card score
69
Credit card score
Higher than 24% of U.S. banks and credit unions
- Purchase APRPurchase APR12.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lighthouse Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Lighthouse Anchor Visa Card
Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans subject to credit approval. Foreign transaction fee is 1.00% of the amount of each foreign transaction in U.S. dollars. Late payment fee is between $10 and $25 based on the amount owed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74% | None | Variable rate. APR as low as 12.74%. No balance transfer or cash advance fees. |
Sources (2)
All captured Oct 3, 2026
Lighthouse Anchor Visa Card (Secured)
Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. Credit limit will equal funds set aside in a savings account (at least $550). All loans subject to credit approval. Foreign transaction fee is 1.00% of the amount of each foreign transaction in U.S. dollars. Late payment fee is between $10 and $25 based on the amount owed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.74% | None | Variable rate. APR as low as 12.74%. Credit limit equals funds set aside in savings (minimum $550). No balance transfer or cash advance fees. |
Sources (2)
All captured Oct 3, 2026
Lighthouse Navigator Visa Card
Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans subject to credit approval. Foreign transaction fee is 1.00% of the amount of each foreign transaction in U.S. dollars. Late payment fee is between $10 and $25 based on the amount owed.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.74% | None | Variable rate. APR as low as 15.74%. Earns 1 uChoose Rewards point per $1 spent on qualifying purchases. No balance transfer fees. |
Sources (3)
- lighthousecu.org/credit-cards
- lighthousecu.org/credit-cards/navigator-credit-card
- lighthousecu.org/credit-cards/anchor-credit-card
All captured Oct 3, 2026
Who can join Lighthouse Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Membership is available by accepting a complimentary lifetime membership to the Lighthouse Credit Union Foundation.
- Membership is available by accepting a complimentary one-year membership to the Maine Affordable Housing Coalition.
Employers and groups
- Individuals employed by a partner business or belonging to a partner association are eligible for membership.
Family and household
- Individuals who have an immediate family member belonging to Lighthouse Credit Union are eligible for membership.
Cost to join
- Membership requires opening and maintaining at least $5 in a Lighthouse Savings account.
Membership information collected October 4, 2026.