Bank · FDIC insured
LifeStore Bank
A $491.3M bank headquartered in West Jefferson, NC, with 4 branches in North Carolina. Best rates: savings 1.16% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings872.69%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About LifeStore Bank
- Headquarters
- 205 S Jefferson Ave, West Jefferson, NC 28694
- FDIC certificate
- 31217 ↗
Branches
4 branches in North Carolina
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North Carolina
4 branches
West Jefferson area · 2
- LifeStore BankMain office205 S Jefferson Ave, West Jefferson, NC 28694Directions
- 1441 Mount Jefferson Road Branch1441 Mount Jefferson Rd, West Jefferson, NC 28694Directions
Boone area · 1
- Boone Branch1675 Blowing Rock Rd, Boone, NC 28607Directions
Jefferson area · 1
- Jefferson Branch840 E Main St, Jefferson, NC 28640Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.11% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.14% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio11.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.14%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of LifeStore Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.