Credit union · NCUA insured
Lennox Employees Credit Union Auto Loan Rates
Top CarrotLennox Employees Credit Union auto loans start at 4.24% APR for a new vehicle and 4.44% for a used one. Rates checked October 16, 2026.
How Lennox Employees Credit Union’s auto loan rates compare
Compared with banks and credit unions near Marshalltown, IA, where Lennox Employees Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lennox Employees Credit Union
4.24%APR
- Terms
- —
NEW 2025 or 2026 AUTO LOANS
2nd-lowest rate
Members1st Community Credit Union
4.49%APR
- Terms
- —
3rd-lowest rate
Community Choice Credit Union
4.52%APR
- Terms
- 37–66 months
Lennox Employees Credit Union auto loan score
92
Auto loan score
Higher than 93% of U.S. banks and credit unions
- New vehicleNew4.24%
- Used vehicleUsed4.44%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lennox Employees Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
2022 & Older Used Vehicles
Applicable to 2022 and older used vehicles. Membership eligibility required. Must be 18 years of age to apply. 100% financing available on most autos. Excludes RV/Boat terms.
| Terms | APR | Conditions |
|---|---|---|
| 24–36 months | 5.34% | 24 to 36 Months; 2022 and older model years |
| 37–48 months | 5.34% | 37 to 48 Months; 2022 and older model years |
| 49–60 months | 5.74% | 49 to 60 Months; 2022 and older model years |
Sources (3)
All captured Oct 5, 2026
2023 through 2026 Used Vehicles
Applicable to 2023 through 2026 used vehicles. Membership eligibility required. Must be 18 years of age to apply. 100% financing available on most autos. Minimum loan amounts apply to extended terms ($25,000 for 61-72 months). Excludes RV/Boat terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.44% | 36 Months; 2023 through 2026 model years |
| up to 48 months | 4.44% | 48 Months; 2023 through 2026 model years |
| up to 60 months | 4.74% | 60 Months; 2023 through 2026 model years |
| 61–72 months | 4.94% | 61 to 72 MONTHS MINIMUM LOAN AMOUNT $ 25,000.00; 2023 through 2026 model years |
Sources (3)
All captured Oct 5, 2026
NEW 2025 or 2026 AUTO LOANS
Membership eligibility required (Lennox employees/family, select employee groups, or Marshall/Tama county school districts). Must be 18 years of age to apply. 100% financing available on most autos.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.24% | — |
New Vehicles
Membership eligibility required. Must be 18 years of age to apply. 100% financing available on most autos. Minimum loan amounts apply to extended terms ($25,000 for 73-84 months). Excludes RV/Boat terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.24% | Up to 48 Months |
| 61–72 months | 4.74% | 61 to 72 Month |
| 73–84 months | 5.24% | 73 to 84 Months MINIMUM LOAN AMOUNT $25,000.00 |
Sources (3)
All captured Oct 5, 2026
USED VEHICLE LOAN
Membership eligibility required (Lennox employees/family, select employee groups, or Marshall/Tama county school districts). Must be 18 years of age to apply. 100% financing available on most autos.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.44% | — |
Vintage - Collector Cars
Certified appraisal needed. Membership eligibility required. Must be 18 years of age to apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.50% | Up to 36 Months |
| 37–48 months | 8.75% | 37 to 48 Months |
Sources (3)
All captured Oct 5, 2026
Who can join Lennox Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees who work for Lennox International, Inc., Lennox Industries, Inc., or any Lennox affiliates are eligible for membership.
- Employees who work for a Select Employee Group of the credit union are eligible for membership.
- Employees of employee groups approved from time to time by the Superintendent following Board of Director vote approval are eligible.
Military, government and schools
- Membership may be extended to employees, faculty, students, alumni, and School Board members of all school districts in Marshall and Tama Counties.
Family and household
- Family members of employees who work for Lennox International, Inc., Lennox Industries, Inc., or any Lennox affiliates are eligible for membership.
- Family members of employees who work for a Select Employee Group of the credit union are eligible for membership.
1 more way to join
Family and household
- Family members eligible by law for membership are eligible.
Membership information collected October 4, 2026.