Bank · FDIC insured
Legends Bank
A $635.5M bank headquartered in Linn, MO, with 12 branches in Missouri.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Legends Bank
Legends Bank was originally established in 1913 in Rich Fountain, Missouri, as the Rich Fountain Bank before moving to Linn in 1936.
Since its inception, the bank's leadership has been centered around two primary founding families, the Ficks and the Klebbas.
Over the years, the bank expanded through mergers with Heritage Bank in 1997 and Charter 1 Bank in 2003, and acquired the assets of Home Savings Bank in 2016.
Today, Legends Bank operates twelve facilities across Missouri communities, including Linn, Belle, Loose Creek, Owensville, Rolla, Taos, Union, Westphalia, and Jefferson City.
- Headquarters
- 200 E Main St, Linn, MO 65051
- FDIC certificate
- 12616 ↗
Branches
12 branches in Missouri
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Missouri
12 branches
Jefferson City area · 3
- Jefferson City Branch130 E Mccarty St, Jefferson City, MO 65101Directions
- Legends Bank Wildwood Shopping Center Branch3525 Missouri Blvd, Jefferson City, MO 65109Directions
- Taos Branch8201 Highway M, Jefferson City, MO 65101Directions
Linn area · 2
- Legends BankMain office200 E Main St, Linn, MO 65051Directions
- East Main Branch1217 E Main St, Linn, MO 65051Directions
Rolla area · 2
- Rolla Branch600 West Missouri 72, Rolla, MO 65401Directions
- Rolla Forum Branch1010 Forum Dr, Rolla, MO 65401Directions
Belle area · 1
- Belle Branch204/206 Alvarado Avenue, Belle, MO 65013Directions
Loose Creek area · 1
- Highway 50 Loose Creek Branch155 Bank Rd, Loose Creek, MO 65054Directions
Owensville area · 1
- Owensville Branch602 E Highway 28, Owensville, MO 65066Directions
Union area · 1
- Union Branch410 Us Highway 50 E, Union, MO 63084Directions
Westphalia area · 1
- Westphalia Branch1950 Highway 63, Westphalia, MO 65085Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 18.30% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.51% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.25% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio18.30%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.51%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.25%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Legends Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.