Credit union · NCUA insured
Lanai Federal Credit Union Savings Rates
Lanai Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Lanai Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Kahului, HI, where Lanai Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lanai Federal Credit Union
0.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $50
Share Savings Account
Top rate
Valley Isle Community Federal Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- $5
- Earns on $10,000 a year
- $500
2nd-highest rate
Finance Factors
2.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $200
Lanai Federal Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lanai Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.50%APY
Primary account establishing membership in the credit union. Membership requires living on the island of Lāna’i or being an immediate family member of an existing member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends computed on the daily average balance and paid quarterly. Minimum balance of $25 required to maintain membership and earn rate.$25 and up | 0.50% | $50 | Dividends computed on the daily average balance and paid quarterly. Minimum balance of $25 required to maintain membership and earn rate. |
Sources (1)
- lanaifcu.org/savings · captured Sep 16, 2026
Who can join Lanai Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.