Credit union · NCUA insured
Lakeside Credit Union Auto Loan Rates
Lakeside Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 15, 2026.
How Lakeside Credit Union’s auto loan rates compare
Compared with banks and credit unions in Tennessee, where Lakeside Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Lakeside Credit Union
4.50%APR
- Terms
- up to 72 months
- Up to
- 11.00% APR
Auto New and Used Loans
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
United Southeast Federal Credit Union
3.75%APR
- Terms
- 36–84 months
- Up to
- —
Lakeside Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Lakeside Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto New and Used Loans
Collateral application fee is $20.00. Full coverage insurance required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50%–11.00% | Vehicle model years 2022-2027. Plan code 87 AA. Tier G (740 & ABOVE): 4.50% APR; Tier A (710-739): 4.75% APR; Tier B (680-709): 5.00% APR; Tier C (650-679): 6.00% APR; Tier D (620-649): 8.00% APR; Tier E (619 & BELOW): 11.00% APR. |
| 73–84 months | 5.00%–6.50% | Vehicle model years 2022-2027. Plan code 87 AA. ($20,000) Min. Tier G (740 & ABOVE): 5.00% APR; Tier A (710-739): 5.25% APR; Tier B (680-709): 5.50% APR; Tier C (650-679): 6.50% APR; Tiers D and E not eligible for 84 months. |
| up to 72 months | 5.75%–13.10% | Vehicle model years 2019-2021. Plan code 88 BA. Tier G (740 & ABOVE): 5.75% APR; Tier A (710-739): 6.50% APR; Tier B (680-709): 7.10% APR; Tier C (650-679): 8.10% APR; Tier D (620-649): 10.90% APR; Tier E (619 & BELOW): 13.10% APR. |
| up to 60 months | 5.90%–13.90% | Vehicle model years 2017-2018. Plan code 99 BA. Tier G (740 & ABOVE): 5.90% APR; Tier A (710-739): 6.90% APR; Tier B (680-709): 7.90% APR; Tier C (650-679): 8.90% APR; Tier D (620-649): 10.90% APR; Tier E (619 & BELOW): 13.90% APR. |
| up to 48 months | 6.90%–14.90% | Vehicle model years 2016 or Older. Plan code 86 BA. Tier G (740 & ABOVE): 6.90% APR; Tier A (710-739): 7.90% APR; Tier B (680-709): 8.90% APR; Tier C (650-679): 9.90% APR; Tier D (620-649): 11.90% APR; Tier E (619 & BELOW): 14.90% APR. |
Motorcycle New and Used Loans
Collateral application fee is $20.00. Full coverage insurance required.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.75%–12.75% | Vehicle model years 2024-CURRENT. Plan code 7888. Tier G: 5.75% APR; Tier A: 6.75% APR; Tier B: 7.75% APR; Tier C: 8.75% APR; Tier D: 10.75% APR; Tier E: 12.75% APR. |
| up to 60 months | 6.00%–13.00% | Vehicle model years 2020-2023. Plan code 7588. Tier G: 6.00% APR; Tier A: 7.00% APR; Tier B: 8.00% APR; Tier C: 9.00% APR; Tier D: 11.00% APR; Tier E: 13.00% APR. |
| up to 48 months | 7.25%–14.25% | Vehicle model years 2015-2019. Plan code 7488. Tier G: 7.25% APR; Tier A: 8.25% APR; Tier B: 9.25% APR; Tier C: 10.25% APR; Tier D: 12.25% APR; Tier E: 14.25% APR. |
| up to 48 months | 9.25%–15.75% | Vehicle model years 2014-BELOW. Plan code 9788. Tier G: 9.25% APR; Tier A: 10.25% APR; Tier B: 11.25% APR; Tier C: 12.25% APR; Tier D: 14.25% APR; Tier E: 15.75% APR. |
Who can join Lakeside Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, or worship in Humphreys, Benton, or Dickson Counties are eligible for membership.
Family and household
- Individuals who have a family member who is already an existing member are eligible for membership.
Cost to join
- Opening an account requires a $25.00 deposit into a share account.
Membership information collected October 5, 2026.