Credit union · NCUA insured
Labor Management Federal Credit Union Auto Loan Rates
Labor Management Federal Credit Union auto loans start at 6.00% APR for a new vehicle and 6.00% for a used one. Rates checked October 22, 2026.
How Labor Management Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Kentucky, where Labor Management Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Labor Management Federal Credit Union
6.00%APR
- Terms
- up to 60 months
- Up to
- 17.00% APR
Auto Loans
Lowest rate
Signet Federal Credit Union
3.30%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Brown Forman Employees Credit Union
3.99%APR
- Terms
- —
- Up to
- —
Labor Management Federal Credit Union auto loan score
66
Auto loan score
Higher than 16% of U.S. banks and credit unions
- New vehicleNew6.00%
- Used vehicleUsed6.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Labor Management Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.00%–18.00% | Model years 2024-2027. Rate depends on credit tier: Tier A (850-680) 7.00%, Tier B (679-640) 8.00%, Tier C (639-600) 10.00%, Tier D-90% LTV (599-555) 13.00%, Tier E-85% LTV (554 >) 18.00%. |
| up to 72 months | 6.50%–17.50% | Model years 2024-2027. Rate depends on credit tier: Tier A (850-680) 6.50%, Tier B (679-640) 7.50%, Tier C (639-600) 9.00%, Tier D-90% LTV (599-555) 12.00%, Tier E-85% LTV (554 >) 17.50%. |
| up to 60 months | 6.00%–17.00% | Model years 2024-2027. Rate depends on credit tier: Tier A (850-680) 6.00%, Tier B (679-640) 7.25%, Tier C (639-600) 8.00%, Tier D-90% LTV (599-555) 11.50%, Tier E-85% LTV (554 >) 17.00%. |
| 12–72 months | 7.00%–17.25% | Model year 2023. Rate depends on credit tier: Tier A (850-680) 7.00%, Tier B (679-640) 8.00%, Tier C (639-600) 10.00%, Tier D-90% LTV (599-555) 12.25%, Tier E-85% LTV (554 >) 17.25%. |
| 12–60 months | 7.50%–18.00% | Model years 2020-2022. Rate depends on credit tier: Tier A (850-680) 7.50%, Tier B (679-640) 8.50%, Tier C (639-600) 9.00%, Tier D-90% LTV (599-555) 13.00%, Tier E-85% LTV (554 >) 18.00%. |
| 12–36 months | 9.50%–15.00% | Model years 2019-Older. Rate depends on credit tier: Tier A (850-680) 9.50%, Tier B (679-640) 10.50%, Tier C (639-600) 11.50%, Tier D-90% LTV (599-555) 13.00%, Tier E-85% LTV (554 >) 15.00%. |
Sources (1)
- lmfcu.net/loan-rates · captured Oct 22, 2026
Who can join Labor Management Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Hancock County are eligible for membership.
Family and household
- Immediate family members or relatives of eligible persons living, working, or worshiping in Hancock County qualify for membership.
Cost to join
- A deposit of $5 is required to open an account.
Membership information collected October 4, 2026.