Credit union · NCUA insured
LA Healthcare FCU Auto Loan Rates
LA Healthcare FCU auto loans start at 5.25% APR for a new vehicle and 6.50% for a used one. Rates checked October 17, 2026.
How LA Healthcare FCU’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where LA Healthcare FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
LA Healthcare FCU
5.25%APR
- Terms
- up to 60 months
- Discount
- None included
Car Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
LA Healthcare FCU auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where LA Healthcare FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Car Loans
Financing for new and used vehicles up to $150,000 with terms up to 84 months. APR is subject to change and may vary depending on evaluation of credit history.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.75% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 48 months | 5.00% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 60 months | 5.25% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 72 months | 5.50% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 84 months | 5.75% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| 12–36 months | 6.00% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 48 months | 6.25% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 60 months | 6.50% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 72 months | 6.75% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 84 months | 7.00% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
Sources (1)
- lahfcu.org/loans/car-loans · captured Oct 16, 2026
Hybrid & Electric Vehicle Loans
Auto loans designed for electric and hybrid cars, offering flexible terms for both new and used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| 12–36 months | 4.75% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 48 months | 5.00% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 60 months | 5.25% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 72 months | 5.50% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| up to 84 months | 5.75% | New Auto Fixed Rate. New vehicles are Current or Prior Year Model; 12K Miles or less. |
| 12–36 months | 6.00% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 48 months | 6.25% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 60 months | 6.50% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 72 months | 6.75% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
| up to 84 months | 7.00% | Used Auto Fixed Rate. Used vehicles are Models 2-10 Years Prior to Current Year; under 100K Miles. |
Sources (2)
All captured Oct 16, 2026
Title Loans
Vehicle title loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 12 months | 10.00% | — |
| up to 24 months | 10.50% | — |
| up to 36 months | 11.00% | — |
| up to 48 months | 11.50% | — |
| up to 60 months | 12.00% | — |
Who can join LA Healthcare FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of California Hospital Medical Center, St. Vincent Medical Center, and PIH Health Good Samaritan Hospital are eligible for membership.
Family and household
- Family members (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, stepsiblings, and adoptive relationships) and household members (persons living in the same residence maintaining a single economic unit) of a current LAHFCU member in good standing, as well as family members of eligible hospital employees, are eligible for membership.
Cost to join
- A minimum share deposit of $50.00 in Regular Shares is required to establish and maintain membership.
Membership information collected October 5, 2026.