Credit union · NCUA insured
Knox County Teachers Federal Credit Union Auto Loan Rates
Knox County Teachers Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Knox County Teachers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Knoxville, TN, where Knox County Teachers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Knox County Teachers Federal Credit Union
4.50%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
Knoxville Law Enforcement Federal Credit Union
4.49%APR
- Terms
- up to 72 months
2nd-lowest rate
KNOX CO. EMPLOYEES
4.49%APR
- Terms
- —
Knox County Teachers Federal Credit Union auto loan score
87
Auto loan score
Higher than 78% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Knox County Teachers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Collateral Loan (Current Ownership)
Collateral loans based on current ownership of used vehicles. No penalty for early loan pay-off.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.00% | Used - 2014 to 2019 |
| up to 48 months | 6.00% | Used - 2012 to 2013 |
| up to 36 months | 6.00% | Used - 2011 and older |
New Auto Loan
Gap insurance offered on auto loans for $600. No penalty for early loan pay-off.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.50% | October, November, & December Auto Loan Specials (purchases only): up to 60 mos. |
| up to 72 months | 4.75% | October, November, & December Auto Loan Specials (purchases only): 72 mos. |
Sources (3)
All captured Oct 7, 2026
Used Auto Loan
Gap insurance offered on auto loans for $600. No penalty for early loan pay-off.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 4.99% | Used Auto 2021 - 2025 (on purchased vehicles). Term based on year. |
| up to 48 months | 4.99% | Used Auto 2019-2020 |
| up to 36 months | 4.99% | Used Auto 2017-2018 |
| up to 36 months | 6.25% | Used Auto 2011-2016 |
| up to 36 months | 7.00% | Used Auto 2010 and Older |
Sources (3)
All captured Oct 7, 2026
Who can join Knox County Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.