Credit union · NCUA insured
Kemba Roanoke FCU Credit Card Rates
Kemba Roanoke FCU credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Kemba Roanoke FCU’s credit card rates compare
Compared with banks and credit unions near Roanoke, VA, where Kemba Roanoke FCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Kemba Roanoke FCU
10.99%APR
Platinum Visa Credit Card
Lowest rate
Beacon Credit Union
8.00%APR
2nd-lowest rate
National Bank of Blacksburg
9.00%APR
Kemba Roanoke FCU credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Kemba Roanoke FCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Credit Card
Credit union membership required. Rate based on creditworthiness, term of loan, loan to value, and age of collateral. Not all applicants will qualify for the lowest rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.99% | None | Rate based on creditworthiness, term of loan, loan to value, and age of collateral. Credit union membership required. |
Sources (3)
All captured Oct 7, 2026
Platinum Visa Credit Card
Credit union membership required. Rate based on creditworthiness, term of loan, loan to value, and age of collateral. Not all applicants will qualify for the lowest rate. Earns purchase reward points.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99% | None | Rate based on creditworthiness, term of loan, loan to value, and age of collateral. Credit union membership required. Earns points for every dollar spent redeemable for gifts and travel rewards. |
Sources (3)
All captured Oct 7, 2026
Who can join Kemba Roanoke FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in the state of Virginia can join KEMBA through the Virginia Consumer Council at no cost.
Employers and groups
- Individuals who are currently employed, retired, members, or volunteers at one of the listed Select Employee Groups are eligible for membership.
Family and household
- Individuals related to or living in the same household as an existing member, or related to an employee, retired employee, or volunteer of a Select Employee Group, are eligible for membership.
Membership information collected October 4, 2026.