Credit union · NCUA insured
Jordan Credit Union Auto Loan Rates
Top CarrotJordan Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How Jordan Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Jordan Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jordan Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loan
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
- Discount
- None included
Jordan Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jordan Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Whether purchasing a new or used vehicle or refinancing from another financial institution. Rate reflects 0.25% discount for active JCU reward checking accounts. Rates are on approved credit (OAC). Monthly payment estimates include payment protection.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | On approved credit (OAC). Best rate available on new/used vehicle purchases and refinanced loans from other financial institutions. Rate includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $22.91. |
| up to 60 months | 4.74% | On approved credit (OAC). Best rate available on new/used vehicle purchases and refinanced loans from other financial institutions. Rate includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $18.75. |
| up to 72 months | 4.99% | On approved credit (OAC). Best rate available on new/used vehicle purchases and refinanced loans from other financial institutions. Rate includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $16.10. |
| up to 84 months | 5.74% | On approved credit (OAC). Best rate available on new/used vehicle purchases and refinanced loans from other financial institutions. Rate includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $14.37. |
Sources (3)
All captured Oct 22, 2026
Motorcycle, ATV & Powersport Loans
Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Financing for new or used motorcycles, dirt bikes, side-by-sides, and ATVs. No prepayment penalties. Rate includes 0.25% rate discount for active JCU reward checking accounts. On approved credit (OAC).
| Terms | APR | Conditions |
|---|---|---|
| — | 7.24% | On approved credit (OAC). Includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $19.91. Same rates for new or used. |
| up to 72 months | 7.34% | 72 MONTH. On approved credit (OAC). Includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $17.24. Same rates for new or used. |
| up to 84 months | 7.49% | 84 MONTH. On approved credit (OAC). Includes 0.25% rate discount for active JCU reward checking accounts. Estimated monthly payment per $1,000 borrowed is approximately $15.36. Same rates for new or used. |
Sources (3)
All captured Oct 22, 2026
Who can join Jordan Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT are eligible for membership.
Employers and groups
- Employees of Jordan Credit Union are eligible for membership.
Family and household
- Individuals who have an immediate family member (spouse, child, sibling, parent, grandparent, grandchild, including stepparents, stepchildren, stepsiblings, and adoptive relationships) who lives, works, worships, volunteers, or obtains an education in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT are eligible.
- Spouses of persons who died while within the field of membership of Jordan Credit Union are eligible for membership.
Other ways
- Businesses, organizations, or other legal entities located in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT are eligible for membership.
Membership information collected October 4, 2026.