Bank · FDIC insured
John Marshall Bank CD Rates
A $2.4B bank headquartered in Reston, VA, with 8 branches in 3 states.
How John Marshall Bank’s CD rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where John Marshall Bank has the most branches. $10,000, best rate first.
This bank’s best
John Marshall Bank
3.95%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $395
Certificates of Deposit
Top rate
Tower Federal Credit Union
5.20%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,067
2nd-highest rate
Apple FCU
5.00%APY
- Term
- 70 months
- Minimum
- $500
- Earns on $10,000
- $3,292
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Earn a Latte CD Promo
4.40%APY · 1 term
Available to consumers and businesses, but not available for brokered deposits, public entities, or municipalities. Available as an Individual Retirement Account. Limited to one (1) CD per TIN, up to a maximum of $2,000,000.00. New Money only (money that has not been on deposit at JMB within the last 30 days). 90-day early withdrawal penalty.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsNew Money only. Limited to one (1) CD per TIN, up to a maximum of $2,000,000.00. Interest compounded monthly. Assumes interest is credited monthly and remains on deposit until maturity. 90-day early withdrawal penalty | 4.40% | $328 |
Sources (1)
- johnmarshallbank.com/earn-a-latte-cd-promo · captured Oct 22, 2026
Certificates of Deposit
Up to 3.95%APY · 7 terms
May also be used as an Individual Retirement Account. Penalty may be imposed for early withdrawal based on the term of the certificate: less than 12 months = 90 days loss of interest; 12 months to less than 3 years = 180 days loss of interest; 3 years or greater = 1 year loss of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty: less than 12 months = 90 days loss of interest. May also be used as an Individual Retirement Account | 3.85% | $191 |
| 12 monthsEarly withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest. May also be used as an Individual Retirement Account | 3.95% | $395 |
| 18 monthsEarly withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest. May also be used as an Individual Retirement Account | 3.90% | $591 |
| 24 monthsEarly withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest. May also be used as an Individual Retirement Account | 3.60% | $733 |
| 36 monthsEarly withdrawal penalty: 3 years or greater = 1 year loss of interest. May also be used as an Individual Retirement Account | 3.60% | $1,119 |
| 48 monthsEarly withdrawal penalty: 3 years or greater = 1 year loss of interest. May also be used as an Individual Retirement Account | 3.60% | $1,520 |
| 60 monthsEarly withdrawal penalty: 3 years or greater = 1 year loss of interest. May also be used as an Individual Retirement Account | 3.60% | $1,934 |
Sources (1)
- johnmarshallbank.com/wp-conten…ate-Sheet-09.30.2026.pdf · captured Oct 22, 2026
Individual Retirement Accounts (IRA Certificates)
Up to 3.95%APY · 7 terms
Individual Retirement Account certificates sharing terms and rates with Certificates of Deposit. Penalty may be imposed for early withdrawal based on the term of the certificate: less than 12 months = 90 days loss of interest; 12 months to less than 3 years = 180 days loss of interest; 3 years or greater = 1 year loss of interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsIndividual Retirement Account. Early withdrawal penalty: less than 12 months = 90 days loss of interest | 3.85% | $191 |
| 12 monthsIndividual Retirement Account. Early withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest | 3.95% | $395 |
| 18 monthsIndividual Retirement Account. Early withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest | 3.90% | $591 |
| 24 monthsIndividual Retirement Account. Early withdrawal penalty: 12 months to less than 3 years = 180 days loss of interest | 3.60% | $733 |
| 36 monthsIndividual Retirement Account. Early withdrawal penalty: 3 years or greater = 1 year loss of interest | 3.60% | $1,119 |
| 48 monthsIndividual Retirement Account. Early withdrawal penalty: 3 years or greater = 1 year loss of interest | 3.60% | $1,520 |
| 60 monthsIndividual Retirement Account. Early withdrawal penalty: 3 years or greater = 1 year loss of interest | 3.60% | $1,934 |
Sources (1)
- johnmarshallbank.com/wp-conten…ate-Sheet-09.30.2026.pdf · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.