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Credit union · NCUA insured

Jax Fire Credit Union Auto Loan Rates

Top Carrot, Carrot Score 94Top Carrot

Jax Fire Credit Union auto loans start at 4.40% APR for a new vehicle and 4.90% for a used one. Rates checked October 15, 2026.

How Jax Fire Credit Union’s auto loan rates compare

Compared with banks and credit unions near Jacksonville, FL, where Jax Fire Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 94

    This credit union’s lowest

    Jax Fire Credit Union

    4.40%APR

    Terms
    36–60 months

    New Vehicles

  • Top Carrot, Carrot Score 88

    Lowest rate

    Navy Federal Credit Union

    4.29%APR

    Terms
    37–60 months

    Navy Federal Credit Union rates

  • Top Carrot, Carrot Score 88

    3rd-lowest rate

    Mayo Employees Federal Credit Union

    4.49%APR

    Terms
    up to 60 months

    Mayo Employees Federal Credit Union rates

Compare auto loan rates near you →

Jax Fire Credit Union auto loan score

89

Auto loan score

Higher than 86% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.40%
  • Used vehicleUsed4.90%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Jax Fire Credit Union ranks

By auto loan score, in each area where it has branches

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Jax Fire Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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