Credit union · NCUA insured
Jax Fire Credit Union Auto Loan Rates
Top CarrotJax Fire Credit Union auto loans start at 4.40% APR for a new vehicle and 4.90% for a used one. Rates checked October 15, 2026.
How Jax Fire Credit Union’s auto loan rates compare
Compared with banks and credit unions near Jacksonville, FL, where Jax Fire Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Jax Fire Credit Union
4.40%APR
- Terms
- 36–60 months
New Vehicles
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
3rd-lowest rate
Mayo Employees Federal Credit Union
4.49%APR
- Terms
- up to 60 months
Jax Fire Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.40%
- Used vehicleUsed4.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Jax Fire Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles
Vehicle must be registered/titled in the state of Florida, free of any liens, and less than 15 years old. Rates based on evaluation of individual credit history.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 4.40% | As low as APR based on credit evaluation. |
| 61–84 months | 5.40% | As low as APR based on credit evaluation. |
Sources (1)
- jaxfirecu.org/loans · captured Oct 15, 2026
Used Vehicles
Vehicle must be registered/titled in the state of Florida, free of any liens, and less than 15 years old. Rates based on evaluation of individual credit history.
| Terms | APR | Conditions |
|---|---|---|
| 36–60 months | 4.90% | As low as APR based on credit evaluation. |
| 61–84 months | 5.90% | As low as APR based on credit evaluation. |
Sources (1)
- jaxfirecu.org/loans · captured Oct 15, 2026
Who can join Jax Fire Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.