Credit union · NCUA insured
IU Credit Union Credit Card Rates
Top CarrotIU Credit Union credit card rates start at 11.00% APR. Rates checked October 15, 2026.
How IU Credit Union’s credit card rates compare
Compared with banks and credit unions near Bloomington, IN, where IU Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
IU Credit Union
– –
No ongoing APR published
Lowest rate
Hoosier Hills Credit Union
9.90%APR
2nd-lowest rate
Northwest Bank
16.49%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Preferred Rewards Credit Card
Subject to credit approval. Credit limit up to $30,000. Rates vary with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for 12 months from card open date. |
| Ongoing | 16.00%–25.00% | None | Standard variable APR on purchases after introductory period, based on creditworthiness. Varies with market based on Prime Rate. |
Rate Advantage Credit Card
Subject to credit approval. Credit limit up to $30,000. Rates vary with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for 12 months from card open date. |
| Ongoing | 11.00%–23.00% | None | Standard variable APR on purchases after introductory period, based on creditworthiness. Varies with market based on Prime Rate. |
Sources (3)
- iucu.org/mortgages-and-loans/c…rate-advantage-card.html
- iucu.org/mortgages-and-loans/credit-cards/index.html
- iucu.org/rates/MC_rate_advantage.html
All captured Oct 15, 2026
Secured Credit Card
Credit line backed by an equal amount in a Pledge Savings account. Credit limit up to $30,000. Subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Variable APR on purchases. Varies with market based on Prime Rate. |
Who can join IU Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in one of 65 Indiana counties.
Employers and groups
- Business membership is available to business owners living or working in one of 65 Indiana counties, where the qualifying business principal is a member or eligible for membership.
Cost to join
- A minimum deposit of $5 in a Membership Savings account is required to establish membership.
Membership information collected October 5, 2026.