Credit union · NCUA insured
Iron Workers Federal Credit Union Auto Loan Rates
Iron Workers Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 6.50% for a used one. Rates checked October 16, 2026.
How Iron Workers Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Iron Workers Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Iron Workers Federal Credit Union
5.99%APR
- Terms
- up to 72 months
- Discount
- None included
New Vehicle Loan
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Iron Workers Federal Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Iron Workers Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
NEW MOTORCYCLE Loan
Loan rates subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 8.99% | As low as 8.99% for up to 72 months. |
Sources (1)
- iwfcu.com/loans · captured Oct 7, 2026
New Vehicle Loan
Loan rates subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.99% | As low as 5.99% for up to 72 months. |
One more rate on its site comes from an older rate sheet (2019) and isn’t shown as current.
Sources (1)
- iwfcu.com/loans · captured Oct 7, 2026
Used Vehicle Loan
Loan rates subject to change at any time.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.50% | Model years 2023-2025; as low as 6.50% maximum of 60 months. |
| up to 60 months | 7.50% | Model years 2019-2022; as low as 7.50% maximum of 60 months. |
2 more rates on its site come from an older rate sheet (2019) and aren’t shown as current.
Sources (1)
- iwfcu.com/loans · captured Oct 7, 2026
Who can join Iron Workers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of Iron Workers Benefits Plan of Western PA are eligible to join.
- Members of Iron Workers Local #3 are eligible to join Iron Workers Federal Credit Union.
- Members of St. Augustine Parish are eligible to join.
- Members of Tree of Life or L*Smicha Congregation are eligible to join.
- Members of Wilkinsburg-Penn Joint Water Authority are eligible to join.
Family and household
- Family members of current and former credit union members are eligible to join.
Membership information collected October 5, 2026.