Credit union · NCUA insured
Iron County Community Credit Union Auto Loan Rates
Iron County Community Credit Union auto loans start at 4.94% APR for a new vehicle and 5.94% for a used one. Rates checked October 16, 2026.
How Iron County Community Credit Union’s auto loan rates compare
Compared with banks and credit unions in Wisconsin, where Iron County Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Iron County Community Credit Union
4.94%APR
- Terms
- up to 60 months
- Discount
- None included
New Auto & Motorcycles 2026-2025
Lowest rate
Community First Credit Union
3.50%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Oshkosh Community Credit Union
3.98%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Iron County Community Credit Union auto loan score
80
Auto loan score
Higher than 53% of U.S. banks and credit unions
- New vehicleNew4.94%
- Used vehicleUsed5.94%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Iron County Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto & Motorcycles 2026-2025
Rates based on credit score rating (A+ to E). Maximum rate for secured loan is 18.00%. All loans <$2,001.00 for one year or less will be at 21.00%. Reduce rate by 0.50% with direct deposit and automatic loan payments, or by 0.25% with automatic loan payment deduction.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.69% | A+ tier base rate. Payment per $1,000 is $43.89. |
| up to 36 months | 4.69% | A+ tier base rate. Payment per $1,000 is $30.03. |
| up to 48 months | 4.74% | A+ tier base rate. Payment per $1,000 is $23.14. |
| up to 60 months | 4.94% | A+ tier base rate. Payment per $1,000 is $19.03. |
| up to 72 months | 5.74% | A+ tier base rate. Over $20,000 financed. Payment per $1,000 is $16.69. |
| up to 84 months | 5.99% | A+ tier base rate. Over $30,000 financed. Payment per $1,000 is $14.97. |
Sources (1)
- ironcccu.com/lrates · captured Oct 7, 2026
Used Auto 2019-2014
Rates based on credit score rating (A+ to E). Maximum rate for secured loan is 18.00%. All loans <$2,001.00 for one year or less will be at 21.00%. Also applies to new & used ATVs, snowmobiles, tractors, stereo, computers, yard equipment, etc., based on year of the item. Reduce rate by 0.50% with direct deposit and automatic loan payments, or by 0.25% with automatic loan payment deduction.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.04% | A+ tier base rate. Payment per $1,000 is $44.65. |
| up to 36 months | 6.54% | A+ tier base rate. Payment per $1,000 is $30.99. |
| up to 48 months | 7.24% | A+ tier base rate. Payment per $1,000 is $24.29. |
| up to 60 months | 7.74% | A+ tier base rate. Payment per $1,000 is $20.63. |
Sources (1)
- ironcccu.com/lrates · captured Oct 7, 2026
Used Auto 2026-2020
Rates based on credit score rating (A+ to E). Maximum rate for secured loan is 18.00%. All loans <$2,001.00 for one year or less will be at 21.00%. Also applies to new & used ATVs, snowmobiles, tractors, stereo, computers, yard equipment, etc., based on year of the item. Reduce rate by 0.50% with direct deposit and automatic loan payments, or by 0.25% with automatic loan payment deduction.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 5.24% | A+ tier base rate. Payment per $1,000 is $44.34. |
| up to 36 months | 5.24% | A+ tier base rate. Payment per $1,000 is $30.44. |
| up to 48 months | 5.74% | A+ tier base rate. Payment per $1,000 is $23.55. |
| up to 60 months | 5.94% | A+ tier base rate. Payment per $1,000 is $19.44. |
| up to 72 months | 6.24% | A+ tier base rate. Over $20,000 financed. Payment per $1,000 is $16.81. |
| up to 84 months | 6.74% | A+ tier base rate. Over $30,000 financed on 2015 or newer. Payment per $1,000 is $15.21. |
Sources (1)
- ironcccu.com/lrates · captured Oct 7, 2026
Used Auto Before 2014
Rates based on credit score rating (A+ to E). Maximum rate for secured loan is 18.00%. All loans <$2,001.00 for one year or less will be at 21.00%. Also applies to new & used ATVs, snowmobiles, tractors, stereo, computers, yard equipment, etc., based on year of the item. Reduce rate by 0.50% with direct deposit and automatic loan payments, or by 0.25% with automatic loan payment deduction.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 8.74% | A+ tier base rate. Payment per $1,000 is $45.79. |
| up to 36 months | 9.24% | A+ tier base rate. Payment per $1,000 is $32.38. |
Sources (1)
- ironcccu.com/lrates · captured Oct 7, 2026
Who can join Iron County Community Credit Union
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