Bank · FDIC insured
Ireland Bank CD Rates
Ireland Bank’s best CD rate is 4.00% APY on an 18-month CD. Rates checked October 22, 2026.
How Ireland Bank’s CD rates compare
Compared with banks and credit unions in Idaho, where Ireland Bank has the most branches. $10,000, best rate first.
This bank’s best
Ireland Bank
4.00%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000
- —
IRELAND Certificate
Top rate
Freedom Northwest
5.03%APY
- Term
- 23 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $986
2nd-highest rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
IRELAND Certificate
4.00%APY · 1 term
Penalties for early withdrawal may apply. Contact local branch for current rates and additional account details.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsRequires minimum deposit of $25,000. Interest compounded quarterly. Early withdrawal penalty may apply and reduce earnings. Offer valid at any Ireland Bank branch | 4.00% | — |
Sources (2)
All captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.