Credit union · NCUA insured
IBEW Local #5 FCU Auto Loan Rates
IBEW Local #5 FCU auto loans start at 4.25% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How IBEW Local #5 FCU’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where IBEW Local #5 FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
IBEW Local #5 FCU
4.25%APR
- Terms
- up to 60 months
- Up to
- 14.25% APR
- Discount
- None included
New / Used Vehicles
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Up to
- —
- Discount
- Included in the rate
IBEW Local #5 FCU auto loan score
89
Auto loan score
Higher than 85% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where IBEW Local #5 FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycles
Maximum amount to borrow is $150,000.00. Interest rate based on credit score. Certain limitations may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.74%–12.24% | Up to 72 months. Interest rate based on credit score. |
Sources (1)
- ibew5.virtualcu.net/rates · captured Oct 9, 2026
New / Used Vehicles
Rates are current as of press date and are subject to change without prior notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.00%–10.45% | Rate range varies by credit/conditions; subject to change without prior notice. |
| up to 72 months | 4.50%–12.75% | Rate range varies by credit/conditions; subject to change without prior notice. |
| up to 60 months | 4.25%–14.25% | Rate range varies by credit/conditions; subject to change without prior notice. |
| up to 48 months | 4.00%–14.05% | Rate range varies by credit/conditions; subject to change without prior notice. |
| up to 36 months | 4.00%–13.00% | Rate range varies by credit/conditions; subject to change without prior notice. |
Sources (1)
- ibew5.virtualcu.net/rates · captured Oct 9, 2026
New Vehicles
Maximum amount to borrow is $150,000.00. Interest rate based on credit score. Certain limitations may apply. Refinances offered at same rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.00%–10.45% | Up to 84 months. Interest rate based on credit score. Refinances offered at same rates. |
Sources (1)
- ibew5.virtualcu.net/rates · captured Oct 9, 2026
Used Vehicles
Maximum amount to borrow is $150,000.00. Interest rate based on credit score. Certain limitations may apply. Refinances offered at same rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.00%–14.25% | Up to 72 months. Interest rate based on credit score. Refinances offered at same rates. |
Sources (1)
- ibew5.virtualcu.net/rates · captured Oct 9, 2026
Who can join IBEW Local #5 FCU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.