Credit union · NCUA insured
Hutchinson Government Employees CU Auto Loan Rates
Hutchinson Government Employees CU auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Hutchinson Government Employees CU’s auto loan rates compare
Compared with banks and credit unions near Hutchinson, KS, where Hutchinson Government Employees CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hutchinson Government Employees CU
4.99%APR
- Terms
- up to 60 months
- Up to
- —
Auto
Lowest rate
Bell Credit Union
3.75%APR
- Terms
- 36–60 months
- Up to
- 11.00% APR
2nd-lowest rate
Heartland Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
Hutchinson Government Employees CU auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hutchinson Government Employees CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto
Rate based on creditworthiness and term of loan. Loyalty points can reduce rates (e.g. membership over 5 years reduces rate by 0.10%, active checking account reduces rate by 0.25%, up to 1.25% total). Example of rates are based on credit score above 740. Origination Fee may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.74% | Up to 48 Months |
| up to 60 months | 4.99% | 0 - 60 Months |
| 61–72 months | 5.24% | 61 - 72 Months |
| 73–84 months | 5.74% | 73 - 84 Months; Min loan amount $30,000 and mileage under 20,000 |
Autos Over 10 Years Old
Rate based on creditworthiness and term of loan. Loyalty points can reduce rates (e.g. membership over 5 years reduces rate by 0.10%, active checking account reduces rate by 0.25%, up to 1.25% total). Example of rates are based on credit score above 740. Origination Fee may apply.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.75% | 0 - 48 Months |
Who can join Hutchinson Government Employees CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Reno, Rice, McPherson, Harvey, Kingman, Pratt, and Stafford counties are eligible for membership.
Military, government and schools
- Anyone employed at any city, county, state, or federal government office in Reno, Rice, McPherson, Harvey, Kingman, Pratt, or Stafford counties is eligible for membership regardless of where they live.
Family and household
- Family members of existing credit union members are eligible for membership.
Membership information collected October 4, 2026.