Credit union · NCUA insured
Horizon Credit Union Auto Loan Rates
Horizon Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Horizon Credit Union’s auto loan rates compare
Compared with banks and credit unions near Spokane, WA, where Horizon Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Horizon Credit Union
5.99%APR
- Terms
- —
- Up to
- —
Auto / Truck Loans
Lowest rate
Responders Emergency Services Credit Union
3.99%APR
- Terms
- up to 72 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Horizon Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Horizon Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto / Truck Loans
Membership required; membership fee and restrictions may apply. On approved credit. Rate shown applies to 2017 or newer model year vehicles or vehicles valued at $10,000 or greater. Not applicable on internal refinances. Rate determined by loan type, applicable fees, terms requested, amount financed, and credit history.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | On approved credit (OAC). Lowest available rate to qualified borrowers; not applicable on internal refinances. Applies to 2017 or newer model year vehicles or vehicles valued at $10,000 or greater. Rate determined by loan type, applicable fees, terms requested, amount financed, and credit history. |
Powersport loan
On approved credit. Membership fee and restrictions may apply. Powersports covers motorcycles, ATVs, PWCs, UTVs, tractors, trailers and snowmobiles. Rate shown applies to 2022 or newer model year vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 8.49% | On approved credit (OAC). Rate shown applies to 2022 or newer model year vehicles. Rates displayed are the lowest available to qualified borrowers; rate determined by loan type, applicable fees, terms requested, amount financed, and credit history. Covers motorcycles, ATVs, PWCs, UTVs, tractors, trailers and snowmobiles. |
Sources (2)
All captured Oct 22, 2026
Who can join Horizon Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.