Credit union · NCUA insured
Hometown Federal Credit Union Credit Card Rates
Hometown Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Hometown Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Peru, IN, where Hometown Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hometown Federal Credit Union
9.90%APR
Credit Card (VISA Platinum)
Hometown Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hometown Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card (VISA Classic)
Rates posted are base rates and may be higher depending on credit score and term. Subject to risk-based lending policy and discretion of Board of Directors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90% | None | Open-end term. Rate is as low as base rate and may vary based on credit score. |
Sources (1)
- hometownfcu.org/loan-rates · captured Oct 7, 2026
Credit Card (VISA Platinum)
Rates posted are base rates and may be higher depending on credit score and term. Subject to risk-based lending policy and discretion of Board of Directors.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Open-end term. Rate is as low as base rate and may vary based on credit score. |
Sources (1)
- hometownfcu.org/loan-rates · captured Oct 7, 2026
Who can join Hometown Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in, and businesses and other legal entities located in, Miami County, Indiana (except persons eligible for primary membership in an occupational credit union maintaining its principal office in Miami County, Indiana) are eligible for membership.
Employers and groups
- Employees of Hometown Federal Credit Union are eligible for membership.
- Persons retired as pensioners or annuitants from employment with the credit union are eligible for membership.
Family and household
- Immediate family members of eligible persons and organizations of such persons are eligible for membership.
Other ways
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Membership information collected October 5, 2026.