Credit union · NCUA insured
Hometown Credit Union Credit Card Rates
Hometown Credit Union doesn’t publish an ongoing APR for its credit cards, only a 6-month introductory rate. Rates checked October 22, 2026.
How Hometown Credit Union’s credit card rates compare
Compared with banks and credit unions near Bismarck, ND, where Hometown Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Hometown Credit Union
– –
No ongoing APR published
Lowest rate
Railway Credit Union
9.95%APR
2nd-lowest rate
Vue CCU
10.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic Card
All Hometown Credit Union Cards have a Balance Transfer Fee of 2%, Cash Advance Fee of 2%, Late Payment Fee of $25.00, Over Limit Fee of $25.00 and a Returned Payment Fee of $25.00. Tiered Interest Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Current Promotion: 0% Balance Transfer for first 6 months!! |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- hcuonline.com/services · captured Oct 7, 2026
Visa Platinum Card
All Hometown Credit Union Cards have a Balance Transfer Fee of 2%, Cash Advance Fee of 2%, Late Payment Fee of $25.00, Over Limit Fee of $25.00 and a Returned Payment Fee of $25.00. Tiered Interest Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Current Promotion: 0% Balance Transfer for first 6 months!! |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- hcuonline.com/services · captured Oct 7, 2026
Visa Secured Card
All Hometown Credit Union Cards have a Balance Transfer Fee of 2%, Cash Advance Fee of 2%, Late Payment Fee of $25.00, Over Limit Fee of $25.00 and a Returned Payment Fee of $25.00. Non-Tiered Interest Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Current Promotion: 0% Balance Transfer for first 6 months!! |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- hcuonline.com/services · captured Oct 7, 2026
Who can join Hometown Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.