Bank · FDIC insured
Hometown Bank
A $254.9M bank headquartered in Kent, OH, with 4 branches in Ohio.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—6.00%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hometown Bank
Hometown Bank provides banking services across Kent, Brimfield, and Ravenna, Ohio.
- Headquarters
- 142 N Water St, Kent, OH 44240
- FDIC certificate
- 30219 ↗
Branches
4 branches in Ohio
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Ohio
4 branches
Kent area · 2
- Hometown BankMain office142 N Water St, Kent, OH 44240Directions
- Water Street Drive-Thru Branch203 N Water St, Kent, OH 44240Directions
Brimfield Township area · 1
- Brimfield Township Branch4023 State Route 43, Brimfield Township, OH 44240Directions
Ravenna area · 1
- Ravenna Branch100 E Main St, Ravenna, OH 44266Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.17% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.61% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $89 | $81 | — |
- CapitalLeverage ratio8.17%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.61%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$89Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hometown Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.