Bank · FDIC insured
Hometown Bank
A $302.3M bank headquartered in Corbin, KY, with 7 branches in Kentucky.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—0.08%Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hometown Bank
The vision of Hometown Bank began in 1999 when approximately 200 local individuals envisioned a bank committed to its customers and community, opening for business on April 3, 2000.
The bank operates across seven locations within its tri-county community with nearly 70 employees.
- Headquarters
- 1030 Cumberland Falls Hwy, Corbin, KY 40701
- FDIC certificate
- 35455 ↗
Branches
7 branches in Kentucky
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Kentucky
7 branches
Corbin area · 3
- Hometown Bank of Corbin, Inc.Main office1030 Cumberland Falls Hwy, Corbin, KY 40701Directions
- Master Street Branch501 Master St, Corbin, KY 40701Directions
- Oak Grove Branch3779 Cumberland Falls Hwy, Corbin, KY 40701Directions
London area · 2
- London Branch1506 W 5th St, London, KY 40741Directions
- London North Banking Center Branch1705 N Main St, London, KY 40741Directions
Barbourville area · 1
- Barbourville Branch238 Cumberland Ave, Barbourville, KY 40906Directions
Williamsburg area · 1
- Williamsburg Banking Center Branch980 S Highway 25 W, Williamsburg, KY 40769Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.78% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.52% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $71 | $81 | — |
- CapitalLeverage ratio8.78%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.52%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$71Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hometown Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.