Bank · FDIC insured
Home Federal Bank Credit Card Rates
Home Federal Bank credit card rates start at 14.49% APR. Rates checked October 16, 2026.
How Home Federal Bank’s credit card rates compare
Compared with banks and credit unions in Louisiana, where Home Federal Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Home Federal Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Bossier Federal Credit Union
6.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Post Office Employees Credit Union
6.90%APR
- Up to
- 19.90% APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening for new consumer credit card accounts. |
| Ongoing | 14.49%–23.49% | None | Variable rate for purchases after introductory period, based on creditworthiness. |
| Ongoing | 18.24%–27.49% | None | Variable rate for cash advances after introductory period, based on creditworthiness. Either $10 or 5% cash advance fee applies. |
Sources (1)
- hfb.bank/consumer-platinum-credit-card · captured Oct 16, 2026
Platinum Payback
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening for new consumer credit card accounts. |
| Ongoing | 14.49%–23.49% | None | Variable rate for purchases after introductory period, based on creditworthiness. |
| Ongoing | 18.24%–27.49% | None | Variable rate for cash advances after introductory period, based on creditworthiness. Either $10 or 5% cash advance fee applies. |
Sources (1)
- hfb.bank/consumer-platinum-credit-card · captured Oct 16, 2026
Platinum Preferred
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 months on purchases, balance transfers and cash advances from the date of opening for new consumer credit card accounts. |
| Ongoing | 14.49%–23.49% | None | Variable rate for purchases after introductory period, based on creditworthiness. |
| Ongoing | 18.24%–27.49% | None | Variable rate for cash advances after introductory period, based on creditworthiness. Either $10 or 5% cash advance fee applies. |
Sources (1)
- hfb.bank/consumer-platinum-credit-card · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.