Bank · FDIC insured
Home Bank Auto Loan Rates
Home Bank auto loans start at 5.93% APR for a new vehicle and 5.93% for a used one. Rates checked October 15, 2026.
How Home Bank’s auto loan rates compare
Compared with banks and credit unions near Indianapolis, IN, where Home Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Home Bank
5.93%APR
- Terms
- up to 60 months
- Up to
- —
Auto Loan
Lowest rate
Financial Center First
4.49%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Indiana Members Credit Union
4.49%APR
- Terms
- 36–84 months
- Up to
- 6.74% APR
Home Bank auto loan score
68
Auto loan score
Higher than 20% of U.S. banks and credit unions
- New vehicleNew5.93%
- Used vehicleUsed5.93%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Home Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates and payments shown are based on a credit score of 740 or higher and a loan amount of $20,000 for 60 months on a purchase transaction. No down payment is required on purchase transactions. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.93% | 2026-2027 Model Year. Monthly payment of $384.34 based on $20,000 loan for 60 months with credit score 740+. |
| up to 60 months | 6.18% | 2024-2025 Model Year. Monthly payment of $386.66 based on $20,000 loan for 60 months with credit score 740+. |
| up to 60 months | 6.43% | 2022-2023 Model Year. Monthly payment of $388.99 based on $20,000 loan for 60 months with credit score 740+. |
| up to 60 months | 6.68% | 2020-2021 Model Year. Monthly payment of $391.33 based on $20,000 loan for 60 months with credit score 740+. |
Sources (1)
- homebanksb.com/loans/auto · captured Oct 5, 2026
Motorcycle Loan
All Rates and payments shown are based on an excellent credit rating and a loan amount of $20,000 for 48 or 36 months. Rate and payment depend on credit rating, loan term, mileage and/or condition of the vehicle and/or collateral. All loans are subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 9.04% | 2027 Model Year. 36 Months. Monthly payment of $633.62 based on excellent credit and $20,000 loan amount. |
| up to 48 months | 9.22% | 2026 Model Year. 48 Months. Monthly payment of $497.66 based on excellent credit and $20,000 loan amount. |
Sources (1)
- homebanksb.com/loans/auto · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.