Credit union · NCUA insured
HMC NJ Federal Credit Union
A $9.3M credit union headquartered in Flemington, NJ, with 790 members and 1 branch in New Jersey.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About HMC NJ Federal Credit Union
Established in 1978, HMC NJ Federal Credit Union is a member-owned cooperative financial institution headquartered in Flemington, New Jersey.
- Headquarters
- 84 Park Ave Ste E103, Flemington, NJ 08822-1176
- NCUA charter
- 23052
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and volunteers of the Hunterdon Healthcare Systems are eligible for membership.
Family and household
- Families of employees and volunteers of the Hunterdon Healthcare Systems are eligible for membership.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- HMC (NJ) Federal Credit UnionMain office84 Park Ave Ste E103, Flemington, NJ 08822Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $22 | $59 | — |
- CapitalNet worth ratio11.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$22Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of HMC NJ Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.