Credit union · NCUA insured
Hill District Federal Credit Union Auto Loan Rates
Hill District Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 16, 2026.
How Hill District Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Hill District Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hill District Federal Credit Union
4.50%APR
- Terms
- up to 72 months
- Discount
- None included
Auto Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Hill District Federal Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hill District Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new (current year 0–12 months or untitled, up to 100% financing, max term 72 months) or used (up to 5 prior model years based on NADA Book value, max term 60 months) vehicles. Borrowing member must maintain a share account of at least 10% of the financed amount until the loan balance is below that amount.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 4.50% | Credit Score 650+ |
| up to 72 months | 6.50% | Credit Score 626–649 |
| up to 72 months | 7.50% | Credit Score 601–625 |
| up to 72 months | 8.00% | Credit Score 600 |
Sources (1)
- hilldistrictfcu.org/loans · captured Oct 7, 2026
Who can join Hill District Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.