Credit union · NCUA insured
Highway District 2 Credit Union
A $4.3M credit union headquartered in Fort Worth, TX, with 668 members. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards.
- Savings—0.60%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Highway District 2 Credit Union
Highway District 2 Credit Union is based in Fort Worth, Texas, where it was organized and chartered in 1958.
The credit union was established as an association of the employees of the Fort Worth District State Highway Department.
- Headquarters
- 6112 McCart Ave, Suite 205, Fort Worth, TX 76133
- NCUA charter
- 67468
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the state highway department / TxDOT are eligible for membership.
- Retired employees are eligible to join and continue their membership.
Family and household
- Spouses and family members residing in the same household as an employee are eligible for membership.
- Spouses of retired employees are eligible to join.
Other ways
- Former members may re-open an account if they meet the field of membership.
Cost to join
- The credit union charges a $1 membership fee.
- A member must have a minimum of $25 in their share account to earn dividends and apply for a loan.
Branches
Branches
No public branch offices are listed in the regulator directory.
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 37.94% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $112 | $59 | — |
- CapitalNet worth ratio37.94%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$112Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Highway District 2 Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.