Credit union · NCUA insured
Hemingford Community Federal Credit Union Auto Loan Rates
Hemingford Community Federal Credit Union auto loans start at 4.75% APR for a new vehicle and 5.75% for a used one. Rates checked October 22, 2026.
How Hemingford Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Nebraska, where Hemingford Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hemingford Community Federal Credit Union
4.75%APR
- Terms
- 49–60 months
- Up to
- 10.50% APR
New Vehicles (New and 1 & 2 Yrs Old)
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
Hemingford Community Federal Credit Union auto loan score
82
Auto loan score
Higher than 59% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed5.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hemingford Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Cars
All terms require automatic repayment or 1% is added to rate.
| Terms | APR | Conditions |
|---|---|---|
| 1–60 months | 8.00%–12.50% | Requires automatic repayment or 1% is added to rate. |
Sources (2)
All captured Oct 15, 2026
Dirt Bikes
All terms require automatic repayment or 1% is added to rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 30 months | 9.25%–15.00% | Requires automatic repayment or 1% is added to rate. |
Sources (2)
All captured Oct 15, 2026
New Vehicles (New and 1 & 2 Yrs Old)
All terms require automatic repayment or 1% is added to rate.
| Terms | APR | Conditions |
|---|---|---|
| 1–48 months | 4.50%–10.00% | Requires automatic repayment or 1% is added to rate. |
| 49–60 months | 4.75%–10.50% | Requires automatic repayment or 1% is added to rate. |
| 61–72 months | 5.00%–11.25% | Requires automatic repayment or 1% is added to rate. |
Sources (2)
All captured Oct 15, 2026
Used Vehicles (11 Years & Older)
All terms require automatic repayment or 1% is added to rate.
| Terms | APR | Conditions |
|---|---|---|
| 1–36 months | 7.00%–11.50% | Requires automatic repayment or 1% is added to rate. |
| 37–48 months | 7.50%–12.00% | Requires automatic repayment or 1% is added to rate. |
Sources (2)
All captured Oct 15, 2026
Used Vehicles (3 - 10 Years Old)
All terms require automatic repayment or 1% is added to rate.
| Terms | APR | Conditions |
|---|---|---|
| 1–48 months | 5.50%–11.00% | Requires automatic repayment or 1% is added to rate. |
| 49–60 months | 5.75%–11.50% | Requires automatic repayment or 1% is added to rate. |
Sources (2)
All captured Oct 15, 2026
Who can join Hemingford Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.