Credit union · NCUA insured
Health Alliance FCU Savings Rates
Health Alliance FCU’s best savings rate is 0.10% APY on $10,000, with its Regular Shares Savings. Rates checked October 15, 2026.
How Health Alliance FCU’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Health Alliance FCU has the most branches. $10,000, best rate first.
This credit union’s best
Health Alliance FCU
0.10%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $10
Regular Shares Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Health Alliance FCU savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Health Alliance FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares Savings
0.10%APY
A $10.00 deposit establishes membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceA $10.00 deposit establishes membership.Any balance | 0.10% | $10 | A $10.00 deposit establishes membership. |
Special-purpose accounts
IRA Accumulator
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- myhacu.org/rates · captured Sep 18, 2026
Holiday/Vacation Club Accounts
0.10%APY
Vacation Club funds transfer to regular savings the first week of April; Christmas Club funds transfer the first week of October. Accounts automatically renew.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVacation Club funds transfer to regular savings the first week of April; Christmas Club funds transfer the first week of October. Accounts automatically renew.Any balance | 0.10% | $10 | Vacation Club funds transfer to regular savings the first week of April; Christmas Club funds transfer the first week of October. Accounts automatically renew. |
Sources (3)
All captured Sep 18, 2026
Who can join Health Alliance FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Cambridge Health Alliance are eligible for membership.
- Retirees of Cambridge Health Alliance are eligible for membership.
Family and household
- Household and family members of eligible Cambridge Health Alliance employees or retirees are eligible for membership.
Other ways
- Organizations of eligible Cambridge Health Alliance persons are eligible for membership.
Cost to join
- An initial deposit of at least $5.00 is required upon application.
Membership information collected October 5, 2026.