Credit union · NCUA insured
Hawaii Community Federal Credit Union Auto Loan Rates
Top CarrotHawaii Community Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Hawaii Community Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hilo, HI, where Hawaii Community Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hawaii Community Federal Credit Union
5.99%APR
- Terms
- up to 60 months
New Auto Loan
Lowest rate
CU Hawaii Federal Credit Union
4.49%APR
- Terms
- up to 84 months
2nd-lowest rate
Hawaii County Employees FCU
4.50%APR
- Terms
- up to 60 months
Hawaii Community Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hawaii Community Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
Subject to credit approval. Membership requirements apply. Financing up to 125% of the Manufacturer's Suggested Retail Price.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 72 months | 6.25% | As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 78 months | 6.50% | As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 84 months | 7.75% | As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
Sources (1)
- hicommfcu.com/rates/auto-loan-rates · captured Oct 3, 2026
Used Auto Loan
Subject to credit approval. Membership requirements apply. Financing up to 125% of the Manufacturer's Suggested Retail Price.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Vehicle Year: 2025. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 72 months | 6.25% | Vehicle Year: 2025. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 78 months | 6.50% | Vehicle Year: 2025. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 84 months | 7.75% | Vehicle Year: 2025. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 60 months | 7.00% | Vehicle Year: 2023-2024. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 72 months | 7.00% | Vehicle Year: 2023-2024. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 60 months | 7.25% | Vehicle Year: 2021. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 66 months | 7.25% | Vehicle Year: 2021. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
| up to 54 months | 8.75% | Vehicle Year: Older. As low as APR. Subject to credit approval. Financing up to 125% MSRP. |
Sources (1)
- hicommfcu.com/rates/auto-loan-rates · captured Oct 3, 2026
Who can join Hawaii Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.