Credit union · NCUA insured
Hastings Federal Credit Union Auto Loan Rates
Hastings Federal Credit Union auto loans start at 4.25% APR for a new vehicle and 4.75% for a used one. Rates checked October 7, 2026.
How Hastings Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hastings, NE, where Hastings Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Hastings Federal Credit Union
4.25%APR
Auto or Motorcycle Loan
Hastings Federal Credit Union auto loan score
89
Auto loan score
Higher than 88% of U.S. banks and credit unions
- New vehicleNew4.25%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Hastings Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto or Motorcycle Loan
| Terms | APR | Conditions |
|---|---|---|
| — | 4.25% | New Auto or Motorcycle (2023 - 2026) |
| — | 4.75% | Used Auto or Motorcycle (2020-2022) |
| — | 5.75% | Used Auto or Motorcycle (2019 or older) |
Sources (1)
- hastingsfcu.org/loans-rates · captured Oct 7, 2026
Who can join Hastings Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Adams, Clay, Fillmore, Nuckolls, Thayer, or Webster County in Nebraska is eligible to join Hastings Federal Credit Union.
Cost to join
- A one-time membership fee of $5.00 is required upon joining, waived for individuals 18 and under, 62 and older, or non-profit organizations.
- Opening a Primary Savings account requires a minimum initial share deposit of $5.00.
Membership information collected October 4, 2026.