Credit union · NCUA insured
Harvard Federal Credit Union Credit Card Rates
Harvard Federal Credit Union credit card rates start at 13.24% APR. Rates checked October 15, 2026.
How Harvard Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Harvard Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Harvard Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum MasterCard
Subject to credit approval. Applicants must be eligible Harvard FCU members. Variable APRs are calculated by adding a margin to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles from date of account opening. |
| Ongoing | 13.24%–18.00% | None | Variable APR after introductory period expires, based on creditworthiness. Rate varies with the market based on the Prime Rate. |
Sources (3)
- harvardfcu.org/credit-cards
- harvardfcu.org/credit-cards/pl…tercard-terms-conditions
- harvardfcu.org/credit-cards/rates
All captured Oct 7, 2026
Platinum Rewards MasterCard
Subject to credit approval. Applicants must be eligible Harvard FCU members. Variable APRs are calculated by adding a margin to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles from date of account opening. |
| Ongoing | 15.24%–18.00% | None | Variable APR after introductory period expires, based on creditworthiness. Rate varies with the market based on the Prime Rate. |
Sources (3)
- harvardfcu.org/credit-cards
- harvardfcu.org/credit-cards/pl…tercard-terms-conditions
- harvardfcu.org/credit-cards/rates
All captured Oct 7, 2026
Platinum Rewards+ MasterCard
Subject to credit approval. Applicants must be eligible Harvard FCU members. Variable APRs are calculated by adding a margin to the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles from date of account opening. |
| Ongoing | 17.24%–18.00% | None | Variable APR after introductory period expires, based on creditworthiness. Rate varies with the market based on the Prime Rate. |
Sources (3)
- harvardfcu.org/credit-cards
- harvardfcu.org/credit-cards/pl…tercard-terms-conditions
- harvardfcu.org/credit-cards/rates
All captured Oct 7, 2026
Who can join Harvard Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.