Credit union · NCUA insured
Harborstone Credit Union Auto Loan Rates
Harborstone Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 22, 2026.
How Harborstone Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Harborstone Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Harborstone Credit Union
5.99%APR
- Terms
- —
- Up to
- —
Auto Loan (new and used)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Harborstone Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Harborstone Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan (new and used)
Available for new and used vehicles. Term is determined by collateral year and loan amount. Final personalized rate is based on credit qualifications, loan amount, and loan term.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.99% | Rate is as low as 5.99% for new and used vehicles. Rate is based on credit qualifications, loan amount, and loan term. |
Motorcycle Loan (new and used)
Available for new and used motorcycles. Term is determined by collateral year and loan amount. Final personalized rate is based on credit qualifications, loan amount, and loan term.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.14% | Rate is as low as 7.14% for new and used motorcycles. Rate is based on credit qualifications, loan amount, and loan term. |
Who can join Harborstone Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone in Washington state.
Membership information collected October 4, 2026.