Bank · FDIC insured
Hana Bank USA Credit Card Rates
Hana Bank USA credit card rates start at 14.99% APR. Rates checked October 22, 2026.
How Hana Bank USA’s credit card rates compare
Compared with banks and credit unions in New York, where Hana Bank USA has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Hana Bank USA
– –
No ongoing APR published
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
Remington Federal Credit Union
6.99%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Platinum Visa®
Subject to credit approval. This card is issued by TCM Bank, N.A. No penalty rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early if a late or returned payment occurs. |
| Ongoing | 17.99%–27.24% | None | Standard variable purchase APR based on Prime Rate (7.25%) plus a margin, determined by creditworthiness. |
| Ongoing | 27.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- hanabank.us/personal/services/credit-cards · captured Oct 7, 2026
Platinum Edition Visa®
Subject to credit approval. This card is issued by TCM Bank, N.A. No penalty rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early if a late or returned payment occurs. |
| Ongoing | 14.99%–24.99% | None | Standard variable purchase APR based on Prime Rate (7.25%) plus a margin, determined by creditworthiness. |
| Ongoing | 24.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- hanabank.us/personal/services/credit-cards · captured Oct 7, 2026
Rewards Platinum Visa®
Subject to credit approval. This card is issued by TCM Bank, N.A. No penalty rates.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | 0% Intro Annual Percentage Rate applies to purchases for the first 12 billing cycles after account opening. May end early if a late or returned payment occurs. |
| Ongoing | 16.99%–26.99% | None | Standard variable purchase APR based on Prime Rate (7.25%) plus a margin, determined by creditworthiness. |
| Ongoing | 26.99%–28.49% | None | Cash Advance APR based on creditworthiness. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. |
Sources (1)
- hanabank.us/personal/services/credit-cards · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.