Credit union · NCUA insured
Green Country Federal Credit Union
A $129.4M credit union headquartered in Sand Springs, OK, with 9,303 members and 3 branches in Oklahoma. Best rates: CDs 0.65% and savings 1.00% APY.
Green Country Federal Credit Union Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#36 of 44 in Tulsa, OK metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Green Country Federal Credit Union
Originally established as ARMCO Steel Credit Union, Green Country Federal Credit Union has served the Sand Springs community for over 50 years as a member-owned financial institution.
Serving Tulsa Metro counties including Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, and Wagoner, it offers commercial lending alongside personal financial services.
The credit union merged with First Oklahoma Federal Credit Union and was previously certified as a Community Development Financial Institution.
- Headquarters
- 202 E Morrow Rd, Sand Springs, OK 74063-6532
- NCUA charter
- 24613
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals and families who live, work, worship, attend school, or run businesses in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa, or Wagoner Counties in Oklahoma.
Branches
3 branches in Oklahoma
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Oklahoma
3 branches
- Green Country FCUMain office202 E Morrow Rd, Sand Springs, OK 74063Directions
- Coweta Strip Center11319 S State Highway 51, Suite 900, Coweta, OK 74429Directions
- Green Country FCU3973 s highway 97, Sand Springs, OK 74063Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.47% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 2.75% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | -0.94% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $67 | $76 | — |
- CapitalNet worth ratio8.47%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late2.75%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets-0.94%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$67Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Green Country Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.