Credit union · NCUA insured
Greater Pittsburgh Federal Credit Union Auto Loan Rates
Greater Pittsburgh Federal Credit Union auto loans start at 5.70% APR for a new vehicle and 5.90% for a used one. Rates checked October 16, 2026.
How Greater Pittsburgh Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Greater Pittsburgh Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Greater Pittsburgh Federal Credit Union
5.70%APR
- Terms
- 49–60 months
- Discount
- None included
New Automobile, Pickup, Van, & SUV
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Greater Pittsburgh Federal Credit Union auto loan score
68
Auto loan score
Higher than 21% of U.S. banks and credit unions
- New vehicleNew5.70%
- Used vehicleUsed5.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Greater Pittsburgh Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Automobile, Pickup, Van, & SUV
With up to 115% financing on a New or Used Vehicle, in accordance with the clean NADA valuation. Lending rates are based on FICO Credit Score at the time of application.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.10% | Rates are as low as and based on credit score. |
| 37–48 months | 5.35% | Rates are as low as and based on credit score. |
| 49–60 months | 5.70% | Rates are as low as and based on credit score. |
| 61–72 months | 6.05% | Rates are as low as and based on credit score. |
| 73–84 months | 7.25% | Rates are as low as and based on credit score. |
Sources (2)
All captured Oct 6, 2026
New Motorcycle & ATV
Lending rates are based on FICO Credit Score at the time of application. Only vehicles valued over $25,000.00 eligible for 72 or 84 month terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.25% | Rates are as low as and based on credit score. |
| up to 48 months | 7.50% | Rates are as low as and based on credit score. |
| 49–60 months | 8.00% | Rates are as low as and based on credit score. |
| 61–72 months | 8.50% | Only vehicles valued over $25,000.00 eligible for 72 or 84 month terms. Rates are as low as and based on credit score. |
| up to 84 months | 9.00% | Only vehicles valued over $25,000.00 eligible for 72 or 84 month terms. Rates are as low as and based on credit score. |
Sources (1)
- greaterpittsburghfcu.org/b-lrates.html · captured Oct 6, 2026
Used Automobile, Pickup, Van, & SUV
Up to 115% financing with GAP Insurance Coverage & upon credit approval. Vehicles older than 7 years may only be financed up to 100% of NADA Blue Book value and have a maximum term of 36 months. Model years 2022-2026 maximum loan 72 months; model years 2021, 2020 maximum loan 48 months (older models add 0.50%); model years 2019 and older maximum loan 36 months (older models add 0.75%). Lending rates are based on FICO Credit Score at the time of application.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.55% | Rates are as low as and based on credit score. |
| up to 48 months | 5.75% | Rates are as low as and based on credit score. |
| up to 60 months | 5.90% | Rates are as low as and based on credit score. |
| up to 72 months | 6.15% | Rates are as low as and based on credit score. |
Sources (2)
All captured Oct 6, 2026
Who can join Greater Pittsburgh Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees who currently work for one of GPFCU's affiliate employer companies in the Greater Pittsburgh Region are eligible for membership.
Family and household
- Immediate family members of current Greater Pittsburgh FCU members are eligible to join.
Cost to join
- A minimum deposit of $5.00 is required to join.
Membership information collected October 5, 2026.